Cheap Car Insurance Quotes: How To Really Save!
Since I worked for an insurance company for like 2 years before quitting, I learned a few tricks that can really help you get cheap car insurance, some of these may or not work depending on your state or country, but hey its worth a shot.
1) If you get into an accident and the damage is not bad and its your fault, convince the other driver not to go through insurance but say you’ll pay for the damages. This is because if the damage is around $2000, your insurance premium will probably go up around $500-$1000 per year for the next few years. So you gotta look at the cost benefit analysis.
2) If you get a ticket, you must fight it till the death. Usually, getting more than three tickets and being under 25 is like giving out free money to your big bad insurance company.
3) Pay your bills on time. Not that many people know but insurance companies in the US are allowed to use your credit history to factor in to the costs of your car insurance. I know you must be thinking WTF. But this is because there is a correlation between people with bad credit and bad driving. I know crazy, but pay your credit card bills on time.
4) Shop around every year for car insurance quotes. It was so funny seeing some people get murdered on their insurance premiums when all they had to do was shop around. This means go to different insurance companies or get a better insurance broker whose going to help you find cheap car insurance.
You can also compare car insurance quotes quickly on the internet at places like InsuranceQuotesFor.Me. As a matter of fact you should go there right now and see if you are paying too much, you’ll be surprised at how much you can save. Oh and another thing, make sure you shop around annually because insurance rates change every year.
That’s all I can think of for now. But I know I just saved some of you a couple hundred bucks.
